If you’ve got a Health Savings Account (HSA) or Flexible Spending Account (FSA), there’s a good chance you’re missing out on some surprising perks. Sure, you know they cover doctor visits and prescriptions—but did you know you can also use those funds for wellness gadgets that make your daily life a little better?
Here are eight unexpected devices you can buy with your HSA or FSA that go beyond the basics.
1. Massage Guns
Those handheld massage guns you see athletes using? Many are HSA/FSA-eligible when bought for muscle pain or recovery. They’re perfect for easing soreness after a workout or a long day at your desk.
2. Light Therapy Lamps
Struggle with seasonal blues or low energy in winter? Light therapy lamps can help boost your mood and regulate sleep. Some models are eligible with a note from your doctor.
3. Smart Thermometers
These aren’t your average thermometers. Smart versions track your temperature trends through an app and can help spot early signs of illness. Great for families who like to stay ahead of things.
4. Posture Correctors
If you spend hours hunched over a laptop, a posture corrector might save your back (and your mood). Many FDA-approved models qualify for HSA/FSA coverage.
5. Blood Pressure Monitors
These handy devices are essential for anyone monitoring heart health. Plus, they’re easy to use at home and usually covered without extra documentation.
6. Sleep Aids & Monitors
From smart sleep masks to trackers that monitor your breathing and REM cycles, some sleep-focused gadgets can be paid for using HSA or FSA funds—especially if prescribed for sleep-related conditions.
7. TENS Units
These small devices use gentle electrical pulses to relieve pain. They’re often recommended by physical therapists and are typically covered by both HSA and FSA accounts.
8. Air Purifiers
If you have allergies or respiratory issues, certain air purifiers can qualify with a doctor’s note. Cleaner air can make a big difference in your overall wellness.
Final Thoughts
Your HSA or FSA isn’t just for emergencies—it can actually help you invest in everyday wellness. A quick check on your provider’s eligibility list could save you money on products that make you feel better, sleep better, and live healthier.
So next time you’re thinking of buying a new wellness gadget, take a look—you might already have the funds for it.
